Wealth Accumulation
Leverages the performance of the S&P 500 Index for potential higher returns.

Income Generation
Provides lifetime monthly income payouts.

Protection
Includes death and terminal illness coverage.

Flexibility
Single Premium or
Annual Planned Premium from 2 to 10 years

Policy Term
Up to age 120.

Special Benefit
Downside protection with a 0% floor rate for the Index Account

Wealth Preservation
Safeguard your wealth by nominating a secondary life insured to carry on your legacy

Estate Planning
Seamless transfer of policy to loved ones

Protection
Includes death and terminal illness coverage.

Payment Option
Single premium upon application, or annual premium payable for the first 5 years

Policy Term
Up to age 120.

Special Benefit
Option to change the life insured multiple times

Wealth Accumulation
Offers potential for higher returns through index-linked accounts with a 115% performance multiplier.

Flexibility
Flexible premium payments and allocation into different accounts and index sub-accounts. Change the life insured and rebalance or reallocate values between accounts

Protection
Provides whole life coverage up to age 120, including a death benefit and terminal illness coverage. It also guarantees a Minimum Surrender Value with a fixed rate of 2.00% per annum

Special Benefits
Spreads premium allocations into the Index Account over 12 months for more stable returns, additional cash rewards under certain conditions, Protects key employees, ensuring business stability

Wealth Accumulation
Offers high insurance coverage along with cash value accumulation. It includes a guaranteed loyalty bonus of 0.35% per annum from policy year 11 to age 100

Flexibility
Flexible premium payments and penalty-free withdrawals under certain conditions. You can also make unlimited changes to the life insured if the policy owner is a corporation, and up to two changes if the policy owner is an individual.

Protection
Provides whole life coverage up to age 100, including death and terminal illness benefits. The policy guarantees a minimum crediting interest rate of 1.6% per annum

Special Benefits
Quit Smoking Incentive, protects key employees, distributes your wealth according to your wishes

Wealth Accumulation
Provides a stream of monthly income, which can be either guaranteed or non-guaranteed, starting from the 37th or 49th policy month. This income can be accumulated for potentially higher returns

Flexibility
Offers flexible premium payment options in SGD or USD. You can choose when to start receiving monthly income and have the option to change the life insured after two years

Protection
Provides whole life coverage up to age 120, including death and terminal illness benefits. The policy guarantees a surrender value of at least 80% of the single premium from day one

Policy Term
Offers lifetime coverage, up to age 120

Special Benefits
Guaranteed Monthly Income, no health check-up required, protect key employees

Income Generation
Provides a stream of monthly income starting from the end of policy month 13, which can continue up to age 120. This income includes both guaranteed and non-guaranteed components

Protection
Coverage for death and terminal illness up to age 120.

Premium Payment
Single premium payment

Special Benefit
Guaranteed monthly income, Lump sum maturity benefit, guarantees a surrender value of at least 80% of the single premium paid from day one, protects key employees.

Wealth Accumulation/Preservation
Allows transfer existing assets or cash into the policy, which can then be invested according to your strategy. This helps in growing your wealth while protecting it from market fluctuations

Flexibility
Offers flexible premium payment options, including asset transfers and cash in USD or SGD. Have control over your investment strategy and can access the policy value through partial surrenders without compromising the death benefit.

Protection
Provides whole life coverage up to age 120, including death and terminal illness benefits.

Special Benefit
Allows partial surrenders within limits, maintaining the death benefit, protects key employees.