Retirement Planning

Discover essential strategies and tips for securing your financial future. This category covers various retirement schemes like SRS and CPF, investment options, and ways to maximize your savings.
Whether you’re starting or optimizing your retirement plan, find the guidance you need for a comfortable retirement.

Property or Investment Portfolios

Investing for Retirement: Singapore Property vs. Investment Portfolios

Planning for retirement often involves decisions on how best to generate passive income. In Singapore, two popular options are investing in property and building a portfolio of stocks, ETFs, and unit trusts. Both strategies have their advantages and disadvantages. Here’s a comprehensive overview supported by recent statistics, followed by a […]

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Retirement Planning for Dual-Income, No Kids (DINK) Couples in Singapore: A Strategic Approach

In Singapore, dual-income couples without children (commonly referred to as DINKs) have a unique financial advantage—higher disposable incomes and fewer dependents to support. However, this lifestyle also presents distinct challenges when it comes to retirement planning. While many DINK couples enjoy greater financial flexibility in their early years, surveys suggest

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How Much Do You Really Need for Retirement in Singapore?

Retirement planning isn’t just about saving a certain amount of money—it’s about understanding the lifestyle you want and how much it will cost.Whether you dream of a simple, frugal retirement or one filled with frequent holidays, planning early can help you achieve your desired lifestyle. In this article, we explore

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Avoid These Common Pitfalls for a Secure Retirement in Singapore

Retirement should be a time to relax and enjoy the fruits of your labor; however, poor planning can lead to financial challenges. In this article, we look at the common mistakes retirees in Singapore make and provide tips to avoid them. 1. Outliving Resources 2. Rising Healthcare Costs 3. Over-Reliance

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Understanding CPF Life: Your Key to a Comfortable Retirement

CPF Life (Lifelong Income For the Elderly) is Singapore’s national annuity scheme, designed to provide citizens and permanent residents with a steady stream of income for as long as they live. With Singapore’s life expectancy being one of the highest in the world, CPF Life ensures that you won’t outlive

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Middle aged men curious about closure of CPF SA account

The Closure of Singapore’s CPF Special Account: What It Means for You

The Central Provident Fund (CPF) has long been a cornerstone of Singapore’s retirement planning system, with its Special Account (SA) playing a pivotal role in helping citizens save for their golden years. On January 19, 2025, a significant change is on the horizon: the CPF Special Account will be officially

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Unlocking the Benefits of the Supplementary Retirement Scheme (SRS): A Smart Way to Save for Retirement and Reduce Taxes

As Singaporeans increasingly prioritize financial planning and retirement readiness, the Supplementary Retirement Scheme (SRS) stands out as a valuable tool to achieve these goals. While CPF serves as the cornerstone of retirement savings, SRS offers flexibility and unique tax benefits that appeal to those who want to supplement their retirement

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