What is Whole Life Insurance?

Whole Life Insurance provides lifelong coverage with a cash value component, offering financial security for your loved ones and helping you build wealth over time.

Benefits of Whole Life Insurance:

Lifelong Coverage:
Ensures your loved ones are protected for life.
Fixed Premiums:
Premiums remain constant throughout the policy term.
Cash Value Growth:
Builds cash value that you can borrow against or withdraw.
Critical Illness Coverage:
Option to add coverage early and late-stage critical illness coverage.

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singlife
Singlife Whole Life Choice

Multiplier Options
2/3/4/5x

Multiplier Till Age
65/70/75/80/85

Premium Term
10/15/20/25 years or until age 65

Special Benefit
Includes Life Stage Withdrawal Benefit, Retrenchment Benefit, and coverage for death, terminal illness, and total and permanent disability. It also offers optional riders for critical illness and premium waivers.

china taiping
i-Secure Legacy (II)

Multiplier Options
2/3/4x

Multiplier Till Age
76/86

Premium Term
5/10/15/20/25 years

Special Benefit
Optional riders covering up to 161 medical conditions.

manulife
LifeReady Plus (II)

Multiplier Options
Up to 5x

Multiplier Till Age
70/80

Premium Term
10/15/20/25/Till Age 99

Special Benefit
Offers Health Advantage Benefit, providing upfront premium discounts for the first two policy years and continued discounts if health targets are met

income
Income Star Secure Pro

Multiplier Options
Up to 5x

Multiplier Till Age
75/80

Premium Term
5/10/15/20/25/30 or till age 64

Special Benefit
Includes the Early Life Accelerator rider, which provides coverage for mental conditions such as Major Depressive Disorder, Obsessive Compulsive Disorder, Schizophrenia, Bipolar Disorder, and Tourette Syndrome

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