What is Personal Accident Insurance?

Personal Accident Insurance provides financial protection in the event of accidental injuries, disabilities, or death. It helps cover medical expenses, loss of income, and other costs associated with accidents, ensuring financial stability during unexpected events.

Benefits of Personal Accident Insurance:

Accidental Death Payout:
Receive a lump sum payout in the event of accidental death or dismemberment, providing financial support to you or your beneficiaries.
Medical Expense Reimbursement:
Covers medical expenses incurred due to accidents, including hospital bills, Traditional Chinese Medicine (TCM), and chiropractic treatments.
Daily Hospital Cash Benefit:
Receive daily cash benefits during hospitalization due to an accident, helping to cover additional expenses.
Flexible Coverage Options:
Choose from different levels of coverage to suit your needs and budget.

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manulife
Manulife ReadyProtect

Accidental Death Coverage
From S$50,000 to S$1 million

Medical Expense Reimbursement
Yes, covers medical expenses, including TCM and chiropractic treatments, with higher limits for overseas accidents

Daily Hospital Cash Benefit
Yes

Special Benefit
Covers 21 infectious diseases, including Zika virus and hand, foot and mouth disease. Double payout for accidents on public transport or during school activities

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china life
China Life Accident Guardian

Accidental Death Coverage
Coverage up to S$500,000

Medical Expense Reimbursement
Yes, covers medical expenses, including TCM and chiropractic treatments

Daily Hospital Cash Benefit
Yes

Special Benefit
Double payout for accident on travel as fare-paying passenger on public conveyances, triple on commercial airplanes.

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