What is Mortgage Insurance?

Mortgage Insurance ensures your mortgage is paid off if you face death, total and permanent disability, or critical illness. It provides financial protection, allowing your family to stay in your home without mortgage payment worries.

Benefits of Mortgage Insurance:

Peace of Mind:
Provides assurance that your mortgage will be paid off, protecting your family from financial burden.
Flexible Payment Options:
Allows you to choose how you pay for the insurance, whether monthly, upfront, or a combination of both.
Cost-Effective:
Typically cheaper than level term insurance due to the decreasing coverage amount in line with your mortgage loan.
Avoids Over-Insurance:
Ensures you are not paying for more coverage than you need as your mortgage balance decreases.

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manulife
ManuProtect Decreasing

Option to Add Early CI Riders
Yes

Premium Term
Choose a policy term that best matches your repayment plans

Joint Life
Yes

Special Benefit
Enjoy 5% discount for joint lives application

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singlife
Mortgage Term

Option to Add Early CI Riders
Yes

Premium Term
5/10 years (renewable), 11-85, or till age 99

Joint Life
Yes


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income
Mortgage Term

Option to Add Early CI Riders
Yes

Premium Term
5-35 years.

Joint Life
No


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