What is Integrated Shield Plan?
An Integrated Shield Plan (IP) in Singapore is a private medical insurance plan that provides additional coverage on top of the basic MediShield Life. It is designed to offer more comprehensive protection, covering a wider range of medical expenses and providing higher claim limits.
Benefits of Integrated Shield Plan:
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Singlife Shield and Health Plus
Co-Pay for Panel Private Hospital Doctors
5% (Cap at $3,000) + $500 Deductible
Co-Pay for Non-Panel Private Hospital Doctors
5% (No Cap) + $1,000 Deductible
Annual Max Claim Limit
Panel with pre-auth: $2,000,000
Non-panel: $1,000,000
Special Benefit
Free cover of up to S$50,000 for newborns up to 6 months old if husband and wife covered by MyShield
Enhanced IncomeShield and Deluxe Care
Co-Pay for Panel Private Hospital Doctors
5% (Cap at $3,000)
Co-Pay for Non-Panel Private Hospital Doctors
5% (No Cap) + $2,000 Deductible
Annual Max Claim Limit
$1,500,000
Special Benefit
Option to opt for classic care rider @ much cheaper premium
Raffles Shield
Co-Pay for Panel Private Hospital Doctors
5% (Cap at $3,000)
Co-Pay for Non-Panel Private Hospital Doctors
5% (No Cap)
Annual Max Claim Limit
1,500,000 (Panel) 600,000 (Non-Panel)
Special Benefit
Gain access to Raffles Hospital only with Raffles A with RHO rider