Reflecting on my financial journey, there are lessons I wish I had known earlier. If I could have a conversation with my younger self, these are the key pieces of wisdom I would share: 1. Embrace the Power of Compounding Time is your most powerful ally in building wealth. Starting […]
Lessons in Financial Wisdom: Advice to My Younger Self Read More »
CPF Life (Lifelong Income For the Elderly) is Singapore’s national annuity scheme, designed to provide citizens and permanent residents with a steady stream of income for as long as they live. With Singapore’s life expectancy being one of the highest in the world, CPF Life ensures that you won’t outlive
Understanding CPF Life: Your Key to a Comfortable Retirement Read More »
The Central Provident Fund (CPF) has long been a cornerstone of Singapore’s retirement planning system, with its Special Account (SA) playing a pivotal role in helping citizens save for their golden years. In the second half of January 2025, a significant change is on the horizon: the CPF Special Account
The Closure of Singapore’s CPF Special Account: What It Means for You Read More »
As a young adult embarking on life’s journey—whether you’re starting your career, pursuing your dream job, or settling into a new home—financial responsibilities like rent or mortgage payments, utilities, and loan repayments can be overwhelming. Amidst these obligations, allocating funds for insurance might seem unnecessary. However, securing insurance early offers
4 Shocking Benefits of Getting Insurance in Your 20s or 30s Read More »
As the global economy evolves, investors need to stay ahead of emerging trends to make informed decisions and optimize returns. In 2025, the investment landscape is shaped by advancements in technology, shifts in global priorities, and the ever-changing economic environment. This article highlights key investment trends for the year and
Top Investment Trends for 2025: Where to Place Your Bets Read More »
The start of a new year is the perfect time to set resolutions, and there’s no better area to focus on than your personal finances. Whether you’re saving for a specific goal, aiming to reduce debt, or planning for retirement, 2025 can be your year to achieve financial stability and
New Year Resolutions for 2025: Take Control of Your Personal Finances Read More »
As Singaporeans increasingly prioritize financial planning and retirement readiness, the Supplementary Retirement Scheme (SRS) stands out as a valuable tool to achieve these goals. While CPF serves as the cornerstone of retirement savings, SRS offers flexibility and unique tax benefits that appeal to those who want to supplement their retirement
