Markets don’t like surprises—and in early April 2025, they got a big one. President Donald Trump’s announcement of sweeping new tariffs on April 2 sent shockwaves through global financial markets. The reaction was swift and brutal, wiping out trillions in market value and rattling investor confidence. But amid the chaos,
Tariff Turbulence: Why Diversification Matters More Than Ever Read More »
Planning for retirement often involves decisions on how best to generate passive income. In Singapore, two popular options are investing in property and building a portfolio of stocks, ETFs, and unit trusts. Both strategies have their advantages and disadvantages. Here’s a comprehensive overview supported by recent statistics, followed by a
Investing for Retirement: Singapore Property vs. Investment Portfolios Read More »
In Singapore, dual-income couples without children (commonly referred to as DINKs) have a unique financial advantage—higher disposable incomes and fewer dependents to support. However, this lifestyle also presents distinct challenges when it comes to retirement planning. While many DINK couples enjoy greater financial flexibility in their early years, surveys suggest
Retirement planning isn’t just about saving a certain amount of money—it’s about understanding the lifestyle you want and how much it will cost.Whether you dream of a simple, frugal retirement or one filled with frequent holidays, planning early can help you achieve your desired lifestyle. In this article, we explore
How Much Do You Really Need for Retirement in Singapore? Read More »
Retirement should be a time to relax and enjoy the fruits of your labor; however, poor planning can lead to financial challenges. In this article, we look at the common mistakes retirees in Singapore make and provide tips to avoid them. 1. Outliving Resources 2. Rising Healthcare Costs 3. Over-Reliance
Avoid These Common Pitfalls for a Secure Retirement in Singapore Read More »
Chinese New Year is a time of joy, family reunions, and traditions, one of which is the giving of red packets or ang pow to children. These red packets are symbolic gifts filled with money, representing blessings, prosperity, and good fortune for the year ahead. Rooted in centuries-old customs, the
Making the Most of Your Child’s Ang Pow Money: A Parent’s Guide Read More »
Reflecting on my financial journey, there are lessons I wish I had known earlier. If I could have a conversation with my younger self, these are the key pieces of wisdom I would share: 1. Embrace the Power of Compounding Time is your most powerful ally in building wealth. Starting
Lessons in Financial Wisdom: Advice to My Younger Self Read More »
CPF Life (Lifelong Income For the Elderly) is Singapore’s national annuity scheme, designed to provide citizens and permanent residents with a steady stream of income for as long as they live. With Singapore’s life expectancy being one of the highest in the world, CPF Life ensures that you won’t outlive
Understanding CPF Life: Your Key to a Comfortable Retirement Read More »
